DISCLOSURES & LEGAL NOTICE

Last Updated: 12/21/2025

Nature of Services

Collins Capital & Co. (“CCC”) provides independent analytical, research, and informational services exclusively for financial professionals and institutions. Our services are designed to support professional analysis, internal review, and strategic decision-making.

Collins Capital & Co. does not provide investment advice, financial planning, brokerage services, or asset management. We do not act as a broker-dealer, investment adviser, or fiduciary, and we are not registered with the U.S. Securities and Exchange Commission (SEC) or any state securities regulator in those capacities.

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Professional-Only Engagement

All services offered by Collins Capital & Co. are intended solely for:

• Financial advisors and advisory firms
• CPAs and accounting firms
• Attorneys and law firms
• Hedge funds, private equity firms, venture capital firms, and other investment institutions

Collins Capital & Co. does not offer services to retail investors or the general public.
Any interaction involving non-professional parties occurs only through, and under the direction of, licensed professionals or institutional clients.

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No Investment Advice or Recommendations

Nothing provided by Collins Capital & Co.—whether through direct engagement, written materials, reports, articles, models, presentations, or otherwise—should be construed as:

• Investment advice
• A recommendation to buy, sell, or hold any security or investment
• A solicitation or offer to engage in any transaction
• A personalized assessment of suitability or risk

All analysis is general, educational, and informational in nature and is intended to support professional judgment—not replace it.

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No Fiduciary Relationship

Engagement with Collins Capital & Co. does not create a fiduciary relationship. CCC does not assume responsibility for investment decisions, portfolio construction, transaction execution, or regulatory compliance undertaken by its clients.

Clients and users remain solely responsible for:

• Their own professional judgment
• Regulatory obligations
• Client communications
• Investment and business decisions

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The Library — Reports, Articles & Research

Collins Capital & Co. maintains The Library, a collection of research materials, reports, articles, and analytical commentary that may be made available on a free or paid basis.

Important Disclosures Regarding The Library

• Content in The Library is general in nature and not tailored to any individual, entity, or specific situation.
• Materials are provided for informational and educational purposes only.
• Content may reflect opinions, assumptions, estimates, or interpretations based on publicly available information and other sources believed to be reliable at the time of publication.
• No representation is made regarding completeness, accuracy, or future performance.

Accessing or purchasing content from The Library does not create an advisory, fiduciary, or client relationship.

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Forward-Looking Statements

Certain materials may include forward-looking statements, projections, forecasts, or scenario analyses. These statements are inherently uncertain and subject to change. Actual results may differ materially due to market conditions, economic factors, regulatory changes, and other variables beyond the control of Collins Capital & Co.

Past performance, whether discussed directly or indirectly, is not indicative of future results.

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Third-Party Information & Sources

Some materials may reference or rely upon third-party data, sources, or research. While such sources are believed to be reliable, Collins Capital & Co. does not independently verify all third-party information and makes no warranties as to its accuracy or completeness.

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No Legal, Tax, or Accounting Advice

Collins Capital & Co. does not provide legal, tax, or accounting advice. Users and clients should consult their own qualified legal, tax, accounting, and financial professionals before making decisions based on any information provided by CCC.

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Intellectual Property

All content produced by Collins Capital & Co., including reports, articles, models, frameworks, and written materials, is the intellectual property of Collins Capital & Co. unless otherwise stated.

Unauthorized reproduction, distribution, or use without prior written consent is prohibited.

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Limitation of Liability

To the fullest extent permitted by law, Collins Capital & Co. shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of, or reliance upon, any information, materials, or services provided.